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Arizona Homeowners with home insurance coverage

Home Insurance

Not only does your home provide you with shelter, but it's one of your most valuable assets. If you're a homeowner in Arizona, having an insurance policy that protects you and your home is vital. With the help of Custom Select Insurance, you can build a policy that offers the level of coverage you're looking for.

Does Arizona Require Home Insurance?

Home insurance isn't mandatory in Arizona. However, mortgage companies typically require borrowers to carry home insurance when taking out a loan. You'll likely be required to maintain your policy for the duration of your loan.

What Does Home Insurance Cover?

A home insurance policy can be customized to meet your needs. While there are many types of coverage available, a standard policy typically covers the following:

  • Your home: If your home is damaged by fire, lightning, or another type of disaster included in your policy, your insurance policy should cover the cost of repairs. In Arizona, flood insurance is not included in standard policies.
  • Your belongings: Besides protecting your house, your policy can cover the items stored in your home, including furniture and electronics. Policies typically have limited coverage for high-value items like jewelry or antiques.
  • Other structures on your property: Sheds, decks, gazebos, and any other structures located on your property are likely to be covered under your insurance policy.
  • Relocation expenses: If a disaster displaces you from your home, a home insurance policy could cover a hotel stay and other housing expenses until you can return to the property.
  • Personal liability: You may be legally liable for injuries and damages on your property. Personal liability coverage can cover legal expenses and liability costs.

While the options above are included in most home insurance policies, other types of coverage are also available. Call Custom Select Insurance if you want to learn more or like a free quote.


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