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Arizona Commercial Insurance Coverage

Commercial Insurance

Commercial insurance is vital to a company’s success, making it an essential part of business operations. If you encounter unexpected employee injuries or have undergone business interruption, this coverage will help you pay the resulting expenses, minimizing your costs in the long run. Below, Custom Select Insurance discusses some policies that will be worth your while when running a company within Arizona.

General Liability Coverage

General liability protects your company when a customer is injured at your workplace. It will pay for injury costs such as hospital bills and legal fees when you are sued. In addition to this, it will compensate you for the costs incurred if you experience claims such as libel and copyright infringement.

Workers Compensation Insurance

This cover will come in handy if your employees get injured. It limits out-of-pocket costs, providing the needed compensation for ambulance fees, X-ray costs, and admission expenses. If you are also sued for pain and suffering or punitive damages, it will help you offset your legal fees and damages.

Cyber Insurance

Due to the influx of opportunists on the internet, companies may experience cyber-attacks occasionally. If this happens, cyber insurance helps you pay for the ensuing costs. These could be customer notification costs, legal fees, and monitoring fees to limit future threats.

Property Insurance

Property insurance helps keep your buildings and the contents safe. This means that if you suffer perils such as fire, theft, or vandalism, this policy will help you fix your premises. It will also cover losses to income due to named disasters.

Commercial Auto Coverage

Commercial auto coverage will be essential for companies with vehicles registered in their name. If you or your employees get into an accident, this cover will help you pay for the repair or replacement costs depending on the damage.

If you have recently started a company within Arizona and need any of the above policies, contact Custom Select Insurance today. Our Arizona agents can help customize a policy to suit your company’s short- and long-term needs.

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