Auto Insurance

The roads in Arizona offer beautiful scenic views. Before you explore these roads, give yourself peace of mind by investing in an auto insurance policy that provides all the coverage you need. Custom Select Insurance can help you obtain coverage that's right for you.

Is Auto Insurance Mandatory in Arizona?

In Arizona, all drivers are required to carry liability insurance. At a minimum, drivers must have the following:

• $25,000 of bodily injury liability coverage for a single person
• $50,000 of body injury liability coverage for two people or more
• $15,000 of property damage liability coverage

Drivers are required to maintain this level of coverage. Loss of insurance could cause your vehicle registration to be suspended and even lead to losing your driver's license. Insurance companies automatically report policy cancelations to the Arizona Motor Vehicle Department.

Additional Auto Insurance Coverage

Liability coverage only covers your liability in the event of an accident. Drivers may want to consider additional coverage that provides them with extra protection. Types of optional coverage include:

• Collision coverage: This coverage pays for damage to your vehicle in the event of an accident. While collision coverage is optional in Arizona, it may be required by your vehicle's leaseholder.
• Comprehensive coverage: This covers damage and losses not caused by collisions. Your policy may cover theft, vandalism, hail damage, and other potential losses.
• Uninsured and underinsured motorist coverage: If you get into an accident with a driver that doesn't have enough liability coverage to cover your losses, this coverage can help pay for excess damages.
• Medical payments insurance: Auto accident injuries can result in costly medical bills. This coverage can help cover medical expenses related to an accident.

Make sure that your auto insurance policy meets all your needs. At Custom Select Insurance, we're happy to answer your questions and guide you toward the best policy. Call us today if you'd like a free, no-obligation quote!