Flooding can occur in any part of the country. Flood events can cause thousands of dollars in losses to repair water damage and replace damaged possessions. Flood insurance is designed to help defray these costs. At Custom Select Insurance in Arizona, we offer policies to protect your property against unexpected flooding.
Many people think their homeowner's insurance covers flooding, but this is not true. Your homeowner's insurance only covers water damage inside the structure. Individuals that live in coastal areas generally acquire flood insurance to cover them during hurricanes and other high-water events. But flooding can also occur inland due to local waterways overflowing their banks or changes in topography caused by new development. If you have a mortgage, your financial institution may require you to have flood insurance. If you have received disaster assistance funding in the past, you will be required to purchase flood insurance to cover subsequent events. Separate policies are available for homeowners, businesses, and renters.
A flood insurance policy includes both building coverage and contents coverage. The building portion covers electrical and plumbing systems, foundation walls, staircases, detached garages, water tanks, solar energy equipment, furnaces, water heaters, installed carpeting, installed appliances, refrigerators, and ranges. The contents portion covers furniture, clothing, electronic equipment, curtains, window air conditioners, washers and dryers, microwave ovens, and carpeting not covered under the building portion. The contents portion also covers furs and original artwork to a certain level.
You may have many questions about coverage under a flood insurance policy. We can offer detailed information to help you understand the benefits of these policies. Contact Custom Select Insurance today for a no-obligation quote on flood insurance that can protect you against severe losses during a flooding event.
"I had a great experience with Custom Select Insurance. With my prior insurance I was tired of having to drop coverages to be able to afford auto insurance. After speaking with Jason he is an incredible insurance resource for multiple insurance companies, his knowledge sets him apart from other agents. He provided me the best insurance company that gave me more coverages and a better rate that saved me $60 a month. He also saved me on my home by bundling it with my auto. I recommend Jason and his staff at CSI to assist you with the best coverages and rates for your family. Thank you again for taking the time to listen to my needs and following up with your exceptional customer service."
- Adriana Schroeder
"These guys found me the very best rate, gave me way more coverage, and canceled my prior insurance for me. Then they followed up with impeccable service. They work with many insurance companies rather than just one which gave me confidence knowing I did get the best value for my money. I ended up saving $50 per month. Thank You."
- Mark Baggot
"Recently, I had the opportunity to work with Custom Select Insurance which provided exceptional service. From the first conversation, Jason was courteous, professional, and genuinely interested in my needs. He listened carefully to my concerns and patiently answered all of my questions. He explained the different types of insurance policies available and helped me understand the benefits and drawbacks of each option.
What impressed me the most was their willingness to go above and beyond to find a policy that met my specific needs. They worked tirelessly to search for the best possible coverage at an affordable price. Additionally, they kept me informed throughout the process and ensured that I was comfortable with the final decision.
Overall, my experience with this CSI was extremely positive, and I am grateful for their assistance. Jason's dedication, expertise, and exceptional customer service made a potentially stressful process much more manageable. I would highly recommend Custom Select to anyone in need of insurance."
- Mary Schubert
"Custom Select Insurance provided me with the best home/auto insurance rates as they were able to shop me with multiple insurance companies. They were fast, knowledgable and professional."